The terms that govern your use of the Gracie Financials LLC website and your relationship with our practice.
These Terms and Conditions ("Terms") govern your access to and use of the Gracie Financials LLC website (the "Site") and the information and resources made available through it. By accessing, browsing, or using this Site, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, please discontinue use of the Site immediately.
We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page with an updated date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
Gracie Financials LLC is an independent financial planning and investment advisory practice located in Denver, Colorado. The Site provides general information about our practice, our services, our team, and topics related to personal finance, investing, retirement planning, taxes, and estate planning.
The information on this Site is intended for educational and informational purposes only. It is not a solicitation to buy or sell any security or investment product, nor is it a recommendation to engage our advisory services. The scope of any advisory relationship is defined solely by a written investment advisory agreement signed by both parties.
Accessing this Site, reading its content, submitting a contact form, or communicating with our office does not create an attorney-client, accountant-client, or investment adviser-client relationship. Such a relationship begins only after we have mutually executed a written advisory agreement, completed our intake and conflicts review process, and accepted you as a client.
Any information you provide through the Site contact form or by email is not considered confidential until an advisory relationship has been formally established. Please do not transmit account numbers, passwords, or other highly sensitive information through unsecured email or website forms.
By using this Site, you represent and warrant that:
The content of this Site, including text, images, graphics, logos, marks, design elements, downloadable materials, and software, is the property of Gracie Financials LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may view, download, and print pages from the Site for your personal, non-commercial use, provided that you do not remove any copyright or proprietary notices. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any Site content for commercial purposes without our prior written consent.
You agree not to engage in any of the following prohibited activities:
The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
The financial content on this Site is general in nature and may not apply to your specific situation. Tax laws, investment markets, regulations, and personal circumstances change frequently, and we do not warrant that any statement on the Site is accurate, complete, or current at the time you read it. You should consult a qualified professional before acting on any information found here.
All investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Any projection, illustration, or example on this Site is hypothetical and is provided for educational purposes only. No representation is made that any account will or is likely to achieve profits or losses similar to those shown.
Before making any investment decision, you should carefully consider your investment objectives, risk tolerance, time horizon, liquidity needs, and financial situation.
To the fullest extent permitted by law, Gracie Financials LLC, its owners, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your access to, use of, or inability to use the Site or its content, even if advised of the possibility of such damages.
This limitation applies regardless of whether the claim is based in contract, tort, negligence, strict liability, or any other legal theory.
You agree to indemnify, defend, and hold harmless Gracie Financials LLC and its owners, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of laws principles.
Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in the City and County of Denver, Colorado, and you consent to the personal jurisdiction and venue of those courts.
The Site may include links to third-party websites or resources for your convenience and information. We do not control those websites and are not responsible for their content, accuracy, privacy practices, security, or availability. Your use of third-party websites is governed by their terms and policies, not by these Terms.
We may revise these Terms from time to time in our sole discretion. The most current version will always be posted on this page with the date of the last update. We encourage you to review these Terms periodically. Continued use of the Site after changes are posted means you accept the revised Terms.
If you have any questions about these Terms and Conditions, please contact us:
Gracie Financials LLC
Address
1207 Fosdick Dr., Colorado Springs, CO 80909
Telephone: (719) 357-7994
Email: info@graciefinancials.com