A Higher Standard of Financial Planning
Clear guidance. Thoughtful planning. A stronger financial future.
Advice Given as a Fiduciary
Every recommendation we make is required to serve your interests before our own, and we explain the reasoning behind each one in plain language.
Planning Before Products
We begin with your goals and your timeline, then build the investment and savings decisions around the plan rather than the other way around.
A Practice of Manageable Size
We intentionally serve a limited number of households so that you speak with the same advisor each time you call our Denver office.
Financial Planning Built Around Your Life
At Gracie Financials LLC, we help individuals, families and business owners make informed financial decisions with greater clarity and confidence. Our planning approach is built around your goals, priorities, and financial circumstances. Financial decisions can become complicated quickly. The right plan can make them easier to understand and easier to manage. Gracie Financials LLC provides personalized financial planning designed to help you understand where you are today, determine where you want to go, and develop practical steps to move forward.
A planning process you can follow from beginning to end
Introductory Conversation
We spend an hour understanding your situation, your questions, and whether our practice is the right fit for you.
Discovery and Analysis
We gather your documents, review your accounts, and model several realistic paths toward your stated goals.
Plan Presentation
You receive a written plan with specific recommendations, the reasoning behind them, and a practical order of operations.
Implementation and Review
We help you carry out the recommendations, then meet on a regular schedule to keep the plan current as your life changes.
Services that cover the whole of your financial life
Comprehensive Financial Planning
A written plan that connects your income, savings, insurance, taxes, and long term goals into one coordinated strategy you can follow.
Retirement and Income Planning
Projections that show when you can retire comfortably, how much you can withdraw each year, and how Social Security fits into the picture.
Investment Management
Diversified portfolios built around your time horizon and tolerance for risk, reviewed and rebalanced on a consistent schedule.
Comments from households we serve
For the first time we understand exactly where our money is going and what our retirement date realistically looks like.
Marcus and Dana Whitfield
Clients since 2021
The plan was written in language I could follow, and every recommendation came with a clear explanation of the tradeoffs.
Rebecca Alvarado
Small business owner
They answer the phone, they remember our situation, and they never push a product we do not need.
Thomas Reiner
Retired engineer
Start with a conversation, not a commitment
The first meeting is complimentary and carries no obligation. Bring your questions and we will tell you honestly whether we can help.